In the U.S., the average cost of monthly expenditures for people ages 65 and older — i.e., rent, groceries, healthcare costs — is $1,982.25, according to a GOBankingRates study. You know your budget can’t handle passing the $2,000-per-month mark, so you want to make a strategic move.

Monthly healthcare costs in Nebraska’s capital city top the list at $537.11. At $940 per month, rent for a one-bedroom is also the second most expensive, but it could be worth the price, as it scored the highest livability rank.

13. Lincoln, Nebraska

Monthly expenditures: $1,878.24  Livability: 78

The city earned the second-highest livability rank, but rent in Des Moines averages a pricey $930 per month. Monthly healthcare costs also average $495.27, which is one of the highest on the list.

12. Des Moines, Iowa

Monthly expenditures: $1,820.63  Livability: 75

A great place to make friends,16% of the Greensboro population is 65 and older. However, monthly healthcare costs average among the priciest at $484.48.

11. Greensboro, NC

Monthly expenditures: $1,779.02  Livability: 66

It might be fun to live in Oklahoma’s capital city, but healthcare costs are the second-highest on the list, averaging $505.62 per month. However, monthly rent is on the cheaper side, at an average of $830.

10. Oklahoma City

Monthly expenditures: $1,725.63  Livability: 69

Chances are, you’ll have a vibrant social life in Corpus Christi, as 15% of the population is 65 and older. However, healthcare costs are on the higher side, averaging $436.16 per month.

9. Corpus Christi, TX

Monthly expenditures: $1,718.34  Livability: 69

At $950 per month, the average rent in Indianapolis is the highest on the list. However, you can even this out a bit at the supermarket, as grocery costs in this buzzy city are on the lower end, averaging just $385.48 per month.

8. Indianapolis

Monthly expenditures: $1,709.95  Livability: 65

One of the most livable cities, monthly healthcare costs in Columbus are on the lower end, averaging $373.61. However, grocery costs are the most expensive on the list, at an average of $406.89 per month.

7. Columbus, Ohio

Monthly expenditures: $1,680.50  Livability: 73

Grocery costs in Cincinnati are the second-highest on the list, averaging $401.95 per month. However, at a monthly average of $368.43, the city has the second-lowest monthly healthcare expenses.

6. Cincinnati, Ohio

Monthly expenditures: $1,640.38  Livability: 68

Social butterflies could find life in Laredo challenging, as only 9% of the population is 65 and older. On the plus side, grocery costs are on the lower end, averaging $379.71 per month.

5. Laredo, TX

Monthly expenditures: $1,588.77  Livability: 71

Healthcare costs in Tucson are the cheapest on the list, averaging just $351.60 per month. One-fifth of the population is also 65 or older — the highest on the list — making it a great place to socialize.

4. Tucson, AZ

Monthly expenditures: $1,584.91  Livability: 65

Living in El Paso, you’ll enjoy one of the lower one-bedroom rents on the list, averaging $810 per month. Healthcare costs are also on the cheaper side, at a monthly average of $374.04.

3. El Paso, TX

Monthly expenditures: $1,562.92  Livability: 74

The cheapest on the list, rent in Lubbock averages just $690 per month. However, monthly healthcare costs are on the higher side, averaging $452.12.

2. Lubbock, TX

Monthly expenditures: $1,520.60  Livability: 68

At a monthly average of $374.77, groceries in Shreveport are the most affordable on the list. Additionally, rent in the city is the second-lowest, averaging $730 per month.

1. Shreveport, LA

Monthly expenditures: $1,498.65  Livability: 65

Here’s where it pays to spend your golden years.